Fraud Alert: If you receive a CP53E notice from the IRS, please go directly to irs.gov/account rather than using the QR code printed on the notice. QR codes can be easily created and used by fraudsters. For your security, we recommend typing irs.gov/account directly into your browser. Once there, you can sign in to your account or create an ID.me account and follow the instructions provided by the IRS. If you have questions or concerns about the notice, please contact the IRS directly.

Hey! Did you know that budgeting doesn’t have to be painful?

Fact is, it could actually be fun!

Southern Bank offers the Budget Bubble tool in online banking. It shows where your money is going and allows you to set up your own categories. Next you assign a goal for each category. Then the tool automatically shows you when you are on target (green), close to your target (yellow), or on your target budget (red).

The Budget Bubble tool is handy since you see where exactly your money goes every month, and it can help you figure out where you might want to cut down expenses and save money.

There are many resources available to help you take charge of your money. Financial priorities are personal decisions, so it’s important to find the balance that works best for you. Budget Bubbles can help. See you next time on Money Matters!

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