Hey! If you need help deciding which small business credit card to get, here are three tips to make sure you’re getting the one that fits your business:
- Review your business’s spending habits. If you pay back in full every month, it may be more beneficial to find a card with big rewards. If you carry balances from month to month, it might be better to get a card with a 0% APR period or low ongoing interest charges.
- Pick your rewards. If you know you’ll be spending more on a certain category of things, you may be able to find a card that offers bonus rewards for those categories.
- Find business-friendly benefits. Some cards offer programs to file expenses easier or offer other business-specific perks.
For more help deciding which small business credit card is right for your business, talk with your trusted advisor at Southern Bank today. See you next time on Money Matters!