Weather Advisory: Due to predicted inclement weather, some Southern Bank branch locations may close or operate with modified hours. Please call your local branch before visiting to confirm availability.

Over half of renters in the United States believe owning a home is more affordable than renting.

What is some advice when it comes to down payments?

Decide how much payment is needed
Talk to home lender about qualification
Set up a savings plan

Are there zero percent down payment options?

0% options for active and veteran service members
As low as 3% for general public
Higher the down payment the lower the monthly payment

Online Banking




Don’t have Online Banking? Sign Up