A Better Digital Banking Experience is Coming!
Southern Bank is preparing to launch a brand-new digital banking experience this fall with updated tools designed to help you bank with greater ease, convenience, and security. Stay tuned as we share what to expect and how to prepare for a smooth transition!

What are the first steps we should take when we look at buying our first home?

  • Contact Your Lender
  • Find Out What You Qualify For
  • Set Aside Funds

What documentation do we need to apply for a loan?

  • Two Most Recent Pay Stubs
  • Last Two W2s and Tax Returns
  • Most Recent Bank Statement

What’s Next? Ask yourself…

  • Why Buy a Home?
  • What Is Your Goal?
  • How Does Owning a Home Affect Your Goal?

What’s the key piece of advice you have for a first-time buyer?

  • Knowing what you want and what you can afford can save time, money, and make for a much better experience.

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