(Kristen) Welcome to Money Matters at 7:57 with Justin Chastain. And, Justin, health savings accounts. We hear this a lot: HSAs. So, they're a little confusing. Can you help us out?

(Justin) For sure. So, the great thing about health savings accounts: It does help reduce your overall health cost if you put a little back before that expense comes up.

(Kristen) Okay.

(Justin) You also get some tax advantages from it because the money that you put into your health savings account actually can be a deduction. But, again, you want to run that by your trusted tax professional.

(Kristen) And, quickly, what are the benefits for actual employers for HSAs?

(Justin) Employee engagement because, number one, you are giving the employee a benefit, but they also get some tax breaks, and they can also write off some businesses expenses along with it. So, again, it's a win for everybody around!

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