(Kristen) Welcome to Money Matters at 757 with Justin Chastain, and, Justin, today we’re talking about a scary topic: identity theft. So, what do we do if we are a victim?

(Justin) So, again, it is a scary topic. Seven out of ten Americans are going to be a victim, but there’s essentially three easy steps you can take.

  • One: Contact your primary financial institution so you can just let them know what’s going on.
  • Number two: Contact all three credit bureaus, and your financial institution should help you with this, but if not, you can go to the Federal Trade Commission’s website.
  • That third step is put the report in with the Federal Trade Commission as well.

(Kristen) OK, should people report this to the police too?

(Justin) Exactly. They should. That way, they will have a report on file when they contact the Federal Trade Commission as well.

(Kristen) Awesome, well great advice. We want everyone to be safe out there. So, thank you, Justin, thank you.

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