Trying to figure out which financial habits to focus on with your family may feel overwhelming. One way to think about such a big topic is by breaking these habits into four easy-to-understand main categories.

First is understanding how money is earned in a household, a key to many financial conversations.

Second is borrowing and understanding debt, repayments, and how this contributes to financial health.

Third is spending and saving, the concept of putting aside money to make purchases.

Last is financial decision-making. In addition to talking to your kids about big financial decisions, this is a skill that can be developed through modeling positive financial behavior.

For more information about how to talk money with your family, visit Financial Wellness. See you next time on Money Matters!

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