Hey! If you're worried about missing a mortgage payment, here are four options to consider that will save you time and money down the road.

Option 1: Contact your lender and let them know about your financial hardship. They may work with you to minimize overall financial losses and difficulties.

Option 2: A loan modification is when the lender and borrower agree to permanent new loan terms.

Option 3: In a forbearance agreement, monthly payments are temporarily suspended or reduced. Expect to pay any interest that accrues, and either make extra payments to get back on track or see your final payment date moved out.

Option 4: With a repayment plan, your past due is spread out over your future monthly payments until the overdue amount is paid.

For help figuring out which option will work best for you, visit southernbank.com/getwell.

See you next time on Money Matters!

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