Fraud Alert: Fake IRS Refund Notices. Customers are receiving fake IRS letters with QR codes and urgent deadlines designed to steal bank info. Real IRS notices never include QR codes or ask for bank details by phone, text, or email. If you receive one, ignore the links and go directly to irs.gov/account.

How are home equity loans now different from those in the past?

  • Home rates, in general, are lower, which is a benefit, but home values have also declined, so you may be limited in how much money you can borrow.

What factors should be considered when thinking about a home equity loan?

  • Impact on Retirement Planning
  • Impact on Home Value
  • Quality of Investment
  • Necessity of Investment
  • Credit or Loan Alternatives

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