Southern Bank helps businesses like yours move money, accept payments, and protect cash flow — all with our signature hands-on service and regional expertise.
As your business grows, Southern grows with you. That’s why we offer top-tier solutions and localized guidance — so you can manage your business’s money with confidence. Our solutions were built from the ground up to directly address your most critical needs, and our dedicated support teams are on standby to help answer your questions and respond to time-sensitive issues.
Smarter Money Movement, Seamlessly Connected
Separately, Treasury Services and Merchant Services support how you accept
payments and manage money. Together, they keep your business running smoothly.
Many of our clients start with one service and grow into the other. Not sure what makes sense for your business? We put together a cheat sheet for you.
Merchant Services
Accepting card payments
online/mobile checkout
improving your customer payment experience
Treasury Services
Managing large cash flows
Preventing fraud
streamlining payroll
enhancing reporting
Key Features
Treasury Services
Manage large cash flows, streamline payroll, and enhance reporting while protecting yourself against fraud and cybercrime.
ACH & Check Positive Pay
Wire transfers and ACH origination
Zero Balance & Sweep Accounts
Remote Deposit Capture
Centralized dashboard for approvals, entitlement controls, and user management
Training and ongoing support from our Treasury Services Support (TSS) team
Merchant Services
Accept a wider range of payment options at a lower cost, offer online/mobile checkout, and improve your customer payment experience without adding additional risk.
EMV and mobile terminals for in-person or online payment acceptance
Southern Bank’s treasury services and merchant services both boast top-of-the-line security features that help you mitigate risk without jumping through additional hoops. Your business is protected 24/7 from threats like bad actors, fraudulent payments, and scam artists.
Take advantage of:
Positive Pay solutions which help you track incoming and outgoing payments, and monitor them for suspicious activity.
ACH debit blocks which stops fraudulent debits in their tracks and automatically sends them to your local Southern Bank branch for review.
From your initial meeting to implementation to continued support, Southern is with you at every step. Whether you utilize our Treasury Services or Merchant Services — or both! — each has a dedicated support team to ensure expert service is always available.
Please complete the form below and let us know how we can help. We'll be in touch soon! For immediate assistance, please contact Customer Care at 1.855.275.7226.