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OPEN ACCOUNT
OPEN ACCOUNT

Power Your Payments. Protect Your Cash Flow.

Southern Bank helps businesses like yours move money, accept payments, and protect cash flow — all with our signature hands-on service and regional expertise.
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Scalable Solutions for Modern Businesses

As your business grows, Southern grows with you. That’s why we offer top-tier solutions and localized guidance — so you can manage your business’s money with confidence. Our solutions were built from the ground up to directly address your most critical needs, and our dedicated support teams are on standby to help answer your questions and respond to time-sensitive issues.

Smarter Money Movement, Seamlessly Connected

Separately, Treasury Services and Merchant Services support how you accept payments and manage money. Together, they keep your business running smoothly.

Many of our clients start with one service and grow into the other. Not sure what makes sense for your business? We put together a cheat sheet for you.

Merchant Services

Accepting card payments

online/mobile checkout

improving your customer payment experience

Treasury Services

Managing large cash flows

Preventing fraud

streamlining payroll

enhancing reporting

Key Features

Treasury Services

Manage large cash flows, streamline payroll, and enhance reporting while protecting yourself against fraud and cybercrime.

  • ACH & Check Positive Pay
  • Wire transfers and ACH origination
  • Zero Balance & Sweep Accounts
  • Remote Deposit Capture
  • Centralized dashboard for approvals, entitlement controls, and user management
  • Training and ongoing support from our Treasury Services Support (TSS) team
Merchant Services

Accept a wider range of payment options at a lower cost, offer online/mobile checkout, and improve your customer payment experience without adding additional risk.

  • EMV and mobile terminals for in-person or online payment acceptance
  • Next-day credit and mobile acceptance funding
  • 15-minute PCI compliance
  • Digital payment tools
  • Basys partnership for seamless setup
Contact a Treasury Services Officer

Southern Means Security

Southern Bank’s treasury services and merchant services both boast top-of-the-line security features that help you mitigate risk without jumping through additional hoops. Your business is protected 24/7 from threats like bad actors, fraudulent payments, and scam artists.

Take advantage of:

  • Positive Pay solutions which help you track incoming and outgoing payments, and monitor them for suspicious activity.
  • ACH debit blocks which stops fraudulent debits in their tracks and automatically sends them to your local Southern Bank branch for review.
Contact a Treasury Services Officer

Ready to Get Started?

From your initial meeting to implementation to continued support, Southern is with you at every step. Whether you utilize our Treasury Services or Merchant Services — or both! — each has a dedicated support team to ensure expert service is always available.

Give us a call (1.855.275.7226) or schedule a meeting with one of our expert team members today.

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