Our New Digital Banking Experience Has Launched!
Southern Bank Digital is here, and the steps to log in have changed. All future logins will use the link below, or if you come to our homepage first,
click the new "LOGIN" button on the right side of your screen.

Log In to Southern Bank Digital   Download on the App Store   Download on Google Play   Learn More

What are the first steps we should take when we look at buying our first home?

  • Contact Your Lender
  • Find Out What You Qualify For
  • Set Aside Funds

What documentation do we need to apply for a loan?

  • Two Most Recent Pay Stubs
  • Last Two W2s and Tax Returns
  • Most Recent Bank Statement

What’s Next? Ask yourself…

  • Why Buy a Home?
  • What Is Your Goal?
  • How Does Owning a Home Affect Your Goal?

What’s the key piece of advice you have for a first-time buyer?

  • Knowing what you want and what you can afford can save time, money, and make for a much better experience.