(Jessica) Welcome to Money Matters on the Southern Bank Financial Wellness Network. I'm Jessica

(John) And I'm John!

(Jessica) And today we're talking about the all-important emergency fund.

(John) Isn't that the truth! As you may know, an emergency fund is just that - money you've stashed away for a rainy day. But how much should you actually have saved in case of an emergency?

(Jessica) At the minimum, it's a good idea to set aside $1,000 as a place to start.

(John) Once you have that minimum established, financial experts recommend a savings of three to six months' worth of living expenses. That includes any rent or mortgage payments, utilities, groceries, or any other ongoing expenses.

(Jessica) It also never hurts to stash away a little more than that, if possible.

(John) Exactly. And even if you can't immediately put aside that full amount, save as much as you can to help prepare for when an emergency hits.

(Jessica) Good advice. We'll see you next time on Money Matters. And remember, Financial Wellness starts here!

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