(Jessica) Welcome to Money Matters on the Southern Bank Financial Wellness Network. I'm Jessica.

(John) And I'm John.

(Jessica) And today we're talking about where to keep your emergency fund instead of a traditional savings account.

(John) A high-yield savings account can offer an interest rate of 1-2% per year, although you will likely be limited in how many withdrawals you can make per month.

(Jessica) A money market account is similar but may offer a higher interest rate and require a minimum balance.

(John) A third option is a certificate of deposit, which will also earn interest but is limited in how much access you have.

(Jessica) Ultimately, it's a good idea to keep your money in an account that's accessible and earns interest but isn't too easy to dip into. We'll see you next time on Money Matters. And remember, Financial Wellness starts here!

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