(Kristen) Welcome to Money Matters at 757 with Justin Chastain. And Justin, for those who want to buy a home, how do we know if we’re financially ready or if we’re ever ready?

(Justin) Are we ever ready? There always usually seems to be something that comes up. But the key to this is to make sure you have a mindful spending account, create a budget, and make sure that whatever your payments are — that you are looking at in terms of a house — you can afford. You’re not overdrawing your account, and more than anything, if you do anything within '21 get a trusted advisor at a financial institution.

(Justin) And make sure you have the right digital tools in place, the right tools in terms of checking savings accounts, and investments to be ready for a big purchase like a house.

(Kristen) And all of that will help you make that purchase easier?

(Justin) For sure.

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