Do you ever wonder why you need insurance?

You might think it's to protect your stuff, but actually, it's to protect your family.

Insurance is a contract made between you and the insurance company that protects you, as well as your family, from unexpected emergencies or losses.

Some forms of insurance are required by law, while others are optional.

Insurance may seem like an extra expense at first, as you have to pay a monthly premium for the policy, but long term it can save you money.

Auto insurance, for example, protects you and the other drivers on the road. If you cause an accident, your auto insurance will be called on to cover the damage caused to other drivers and their vehicles, so that you won’t have to pay for everything out of pocket.

There are many kinds of insurance and several factors to consider when evaluating your plans. Knowing what your options are will help you be prepared for the future so that you’re not financially stranded in case of an emergency or loss.

See you next time on Money Matters!

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