Hey! Thinking about saving for the future? Here are three alternatives to a traditional savings account:

  1. A Money Market Account is a savings account with check-writing capabilities. They tend to feature higher interest rates than standard savings accounts and may require a higher minimum balance.
  2. A Certificate of Deposit is a deposit held for a specific amount of time. The financial institution pays interest to the holder during that time period. They tend to have higher interest rates than savings accounts, but you can access money only after the term of the deposit has expired.
  3. Another option is a Traditional IRA or a retirement plan through your employer. This helps you save money as a long-term goal. The money is accessible if you truly need it, although there is a penalty if you withdraw the money before you reach retirement age.

For more information about savings accounts, visit southernbank.com/getwell.

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