Southern Bank ⦠in the palm of your hand
Youāre in control. Check balances, transfer funds, and make deposits and payments right from your phone. Plus, your personal dashboard helps you keep track of all of your finances, including property, loans, investments, and accounts at other financial institutions.
Set up automatic payments for your utilities, rent, and phone bills. Make one time payments to virtually any business and your phone to ātap n goā with all the major pay platforms, such as Apple Pay, Google Pay, and Samsung Pay.
āWhoās paying for lunch?ā No worries, settle up with Zelle. Send and receive money instantly with Zelleāthe safest, fastest way to send money to another person.
Got a check? Take a picture of the front and back and deposit checks instantly, no matter where you are.
All your financial info. All in one place. My Dashboard allows you to connect your bank accounts, your investments, your home, your loans, and more. Once connected, youāll be able to easily monitor your activity, including spending, budgeting, and savings.
Your app includes handy tools for budgeting, planning, and tips for financial wellness. Plus, with Gold Checking, youāll have access to digital coupons, roadside assistance, identity theft monitoring, and cell phone protection.
Preventing Overdraft Fees
What happens when you look at your account and you see a negative balance? Donāt worryā26.5% of American adults reported paying at least one overdraft fee within a 12-month period. Letās learn more about why these fees occur and how to prevent them.
Setting Up Online & Mobile Banking
STEP 1: Set Up Online Banking
If you already have Online Banking, click here to log inĀ and confirm or update your personal Online Banking profile.
PLEASE NOTE:
Before you can log in to Southern Bank Personal mobile app, you will need to sign up for Online Banking and create an Online Banking profile. All you need to set up your account is a Southern Bank personal checking account and a computer with internet access.
STEP 2: Get the Mobile App
Once youāve set up your Southern Bank personal Online Banking account, you can download the Southern Bank Personal mobile app from the app store to use on your mobile device. Simply log in using the online banking username and password that you have already set up. Then youāre ready to start banking your way!
Search for āSouthern Bank Personalā or āSouthern Bank and Trust.ā

If you have set up Online Banking but have not used it within the past 90 days, call Southern Bank Customer Care at
1-855-ASK-SBANK (1-855-275-7226) to reactivate your account.
The Customer Care Center is open Monday through Friday 8am-7pm and Saturday 9 am-1pm. The center is closed on Sundays and federal holidays.