Money Matters: Assessing Homebuyer Readiness

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Hey! If you’ve weighed the pros and cons of owning a home, an important next step is to evaluate your personal and financial readiness. Here are six questions to ask yourself before buying a home:

Question 1: Do I have a regular source of income?
Question 2: Has my income been stable for at least two years?
Question 3: What is my credit score?
Question 4: Do I have a good history of paying bills on time?
Question 5: Will I ...

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Money Matters: Responding to Identity Theft

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Hey! If you think your identity has been stolen, here are five important steps to take:

Step One: Contact your financial institution to review and possibly remove any fraudulent charges.

Step Two: Contact one of the credit reporting companies to report that you have been a victim of identity theft, and request a fraud alert or credit freeze to your account.

Step Three: Request other credit reports. Victims of identity theft are entitled to credit reports from each of the major credit reporting ...

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Money Matters: 529 Plans

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Hey! Did you know that 529 Plans can help cover your higher education costs?

529 Plans are savings plans sponsored by states, state agencies, or educational institutions. They help manage savings for the long term, can offer tax benefits, and generally provide a variety of investment options.

The choice to open a 529 plan involves making an investment decision to set aside a small amount of money each month to be used for college expenses. What happens if your child doesn’t go ...

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