Hey! Identity theft is real. Everyone is a target. Here are four tips to help you keep your money and identity safe.
Number 1: Protect your phone with a password, and keep your passwords in a secure place.
Number 2: Shred all sensitive documents, including bank statements. Make sure that receipts don’t include your full credit card number, and if they do, dispose of them properly. Before you shred those documents, always check your billing statements for suspicious charges.
Hey! If you’re looking at buying a new car, here are some things to know about auto loans.
Auto loans are financed through banks, credit unions, and non-bank automobile manufacturer financing units. Often, you’re offered installment loans that last between two and eight years. Usually, you’re asked to make a down payment, which will help reduce your monthly payments.
Auto loans can have different interest rates. Fixed-rate loans can mean that the rate will stay the same for the entire life of ...
Hey! If you’ve weighed the pros and cons of owning a home, an important next step is to evaluate your personal and financial readiness. Here are six questions to ask yourself before buying a home:
Question 1: Do I have a regular source of income?
Question 2: Has my income been stable for at least two years?
Question 3: What is my credit score?
Question 4: Do I have a good history of paying bills on time?
Question 5: Will I ...
Hey! Did you know that 529 Plans can help cover your higher education costs?
529 Plans are savings plans sponsored by states, state agencies, or educational institutions. They help manage savings for the long term, can offer tax benefits, and generally provide a variety of investment options.
The choice to open a 529 plan involves making an investment decision to set aside a small amount of money each month to be used for college expenses. What happens if your child doesn’t go ...
(Kristen) Welcome to Money Matters at 757 with Justin Chastain. And Justin, there’s a lot of ways to pay the bills these days, so is it still important to know how to use checks as an option?
(Justin) It is because certain vendors still require a paper trail, and checks do provide that. But I do highly recommend, you know, in order to have checks, you have to have a checking account. This is a great way to receive direct deposits, ...