(Kristen) Welcome to Money Matters at 757 with Justin Chastain. And, Justin, it’s time to talk to us about funding a business. So, what are the options?

(Justin) So, you have several options. One would be using debt, the other using equity. 

Debt is going to be where you go to your financial institution and request a loan or a line of credit. Equity would be reaching out to friends or partners or investors to invest in your business. 

(Kristen) Yeah, and I mean you do have to talk to a trusted advisor about that, though, because there is a lot of decisions that go into both of those.

(Justin) For sure. I mean, not only trusted advisors in a financial institution but an accountant or even insurance trusted advisors. You want to make sure that you’re making the right decision. 

(Kristen) Yeah. So, we want to make the best decisions with our business, and with the pandemic, you may want to start one, so make sure you go to our trusted advisors first, right?

(Justin) For sure. 

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