Mobile Banking

With the Southern Bank mobile banking app featuring Mobile Deposit and Picture Pay, you can bank whenever you want and wherever you are. Use your phone’s camera to make deposits. Use it again to pay bills with our “Click-It and Pay-It” Picture Pay service. The app offers a number of time-saving features that allow you to securely access your finances on your phone or tablet devices.

Download the latest App

Search for “SBT Mobile” or
“Southern Bank and Trust.”

Iphone App Store Button

Ipad App Store Button

Google Play Store Button

View the User Guide

Mobile Banking User Guide

Use your Southern Bank account with any of these mobile pay services.

Mobile Payments with Southern Bank App

How to use the Southern Bank Mobile Banking App

Explore the Southern Bank Mobile App Features

View Balances and Transaction History

View all of your account details in just a few taps. Includes access to images of cleared checks.

SBT Mobile App Phone Photo

Picture Pay

There’s no need to write checks when you have picture pay. Snap a photo of your bill, select the account that you would like to use, and our team will take care of the rest.

Mobile Image

Mobile Check Deposits

Deposit money into your account by snapping a picture. Simply take a photo of the front and back of your checks, and after the check clears, the money is available in your account.

Transfer Money & Pay Bills

Move money between your Southern Bank accounts when and where you want to. Your payees in online banking are also available in mobile banking, so you can quickly pay your bills, no matter which system you are using.

Debit Card On/Off Control

Through our iPhone and Android applications, users can now access their ATM and Debit Cards to turn the card on/off as desired.

This feature permits users to effectively “turn off” access to their card in the event it is lost or stolen. Additionally, users can simply leave their card primarily in an “off” status and turn access back “on” only before using it to add an additional layer of security and fraud prevention.

Activate Debit Card Image

Pay A Friend

The way to pay that’s better than cash!

Through our iPhone and Android applications, Pay a Friend allows users to complete a person to person transaction in these simple steps:

  1. Select the payment account
  2. Select send method – Email or Phone
  3. Confirm the amount to be paid
  4. Enter question/answer only recipient can answer
  5. Submit the payment

Recipient will receive either an email or a text advising user to access Payer’s site to claim funds.

Pay a Friend Image

Touch ID

Touch ID settings are all through your device settings. Before you can set up Touch ID, you’ll need to make a passcode for your device. If you have set your Touch ID to pay within apps anyone with access to your device through Touch ID will always have access to your Mobile App.

Locate the Nearest Branch or ATM

Find us, wherever you roam. Using the GPS capabilities of your device, the app maps the Southern Bank locations closest to you. View hours of operation, phone numbers to get in touch with us, and even get driving directions to any branch from your current location.