For many people, the smartphone is becoming their wallet. You don’t have to carry cash, cards or checks anymore. You can use your phone to send money from just about anywhere.

How does it work?

• All you need is the Southern Bank mobile app and the person’s phone number. It doesn’t matter which bank they use; you can send them a payment instantly.

Is there a fee involved?

• At Southern Bank, there is no fee. Person-to-person payments are free for both the sender ...

What should people consider when deciding whether to buy or lease a car?

• First, how long do your plan to keep the car?
  • Leasing requires returning or buying the car at the end of the lease
  • Owning is better if you drive over 15000 miles in a year

What are some reasons to lease? 

• Changing Cars Often
• Lower Mechanical Costs
• Cheaper Payments

When you send your student off to college, it is important that they have a good financial foundation. Financial education for college students gives them the ability to properly make important decisions based on their finances. College is often the first time that a budding adult has to make daily financial decisions, and it’s absolutely essential that they feel prepared.

Why is financial literacy so important for college students? Because college is often the first time these students are on their ...

With COVID-19 driving widespread closures of our nation’s schools, many parents are facing new obstacles that they hadn’t anticipated. While this looks different for everyone, many families are now challenged to deliver remote learning instruction to their children or keep kids occupied while juggling the demands of their job.

As the novelty of this “new normal” wears off, you may be starting to hear, “What are we doing today?” or the dreaded, “I’m bored.” Maybe you’re on ...