Hey! Did you know that a cup of coffee and a bag lunch can change your life?
Throughout the day, we think about the things we want: a Frappuccino from Starbucks. A new car. A trip to Hawaii.
Fact is, giving up the small things can help you get the big ones. For example, packing a lunch instead of eating out every day could save $50-$60 per week, or $200 a month, or $1200 to $1500 per year! Make your own coffee ...
Hey! Did you know that budgeting doesn’t have to be painful?
Fact is, it could actually be fun!
Southern Bank offers the Budget Bubble tool in online banking. It shows where your money is going and allows you to set up your own categories. Next you assign a goal for each category. Then the tool automatically shows you when you are on target (green), close to your target (yellow), or on your target budget (red).
Hey. Do you know the difference between a credit card and a debit card?
When you use a credit card, it basically means you’re taking a loan from your bank. If you pay the full amount each month on time, there is no extra cost. But if you only pay part of the balance, it can get very expensive. You’ll be charged interest, and if you’re late, there could be penalties as well.
If you think your debit card has been lost or stolen, you’ll want to deactivate it immediately. With the Southern Bank mobile app, it’s as easy as swiping your finger to disable the card and prevent any unauthorized transactions.
So I don’t have to call the bank?
Correct. Even if it’s a night or the weekend, you do not have to worry.
What if the card is just misplaced and we find it again later?
When you send your student off to college, it is important that they have a good financial foundation. Financial education for college students gives them the ability to properly make important decisions based on their finances. College is often the first time that a budding adult has to make daily financial decisions, and it’s absolutely essential that they feel prepared.
Why is financial literacy so important for college students? Because college is often the first time these students are on their ...
With COVID-19 driving widespread closures of our nation’s schools, many parents are facing new obstacles that they hadn’t anticipated. While this looks different for everyone, many families are now challenged to deliver remote learning instruction to their children or keep kids occupied while juggling the demands of their job.
As the novelty of this “new normal” wears off, you may be starting to hear, “What are we doing today?” or the dreaded, “I’m bored.” Maybe you’re on ...