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(Kristen) Welcome to Money Matters at 7:57 with Justin Chastain. So, Justin, let’s talk stocks. What advice do you really have for people out there who are really just starting to invest?

(Justin) Well, it really just depends if you want chicken or beef. Wrong stock, right? I would tell anybody before you ever start researching stocks or bonds, you need to do three simple things. Number one, create an emergency fund. Have liquidity – three to six months’ worth of ...

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(Kristen) All right. Welcome to Money Matters at 7:57 with Justin Chastain. So, Justin, help us be a little good this year. We’re trying out there, right? What are some tips to help recognize that we may actually have some really bad money habits?

(Justin) Well, you’re asking the wrong person. I got coal in my stocking this year, so, no, it is. It’s easy to follow into developing just habits. And you said it. It’s not about achieving goals or ...

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(Kristen) Welcome to Money Matters at 7:57 with Justin Chastain. And, Justin, today I want to talk to you about something that a lot of people have questions about: travel insurance. I mean, we’re all getting out there again. So, what is it all about?

(Justin) Travel insurance is something that’s always good to have as we are getting out and traveling more. Now, I know what you’re thinking: More insurance, really? But, yeah, because, you know, as we’re traveling more ...

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(Kristen) Welcome to Money Matters at 7:57 with Justin Chastain. And, Justin, we talk a lot about budgeting, but this is a big one. What’s “budget anxiety”?

(Justin) A lot of people suffer for this, even myself when I hear the word “budget.” You know, when I teach classes, I always say “achieving financial wellness.” There’s just something about that word that gives – it just makes us more uptight. But it’s also because of our psychology of what we view ...

Do you ever wonder why you need insurance?

You might think it’s to protect your stuff, but actually, it’s to protect your family.

Insurance is a contract made between you and the insurance company that protects you, as well as your family, from unexpected emergencies or losses.

Some forms of insurance are required by law, while others are optional.

Insurance may seem like an extra expense at first, as you have to pay a monthly premium for the policy, but long term it can ...